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Are you breaking the law? Not exactly something that we plan to do. But something that far too many people do at this time of year.

When we think of giving, we turn our thoughts to money, presents and perhaps even the gift of service.

It's a process not an event.

We've probably all experienced the stress of an awkward money moment, whether it's at a restaurant, at a party, or even at home. But how do you defuse such a tricky situation?

Investments may be one of the most focused-on parts of your financial plan, with much of that attention on monetary reward. But your investments can reach well beyond the bottom line – and even your own lifetime – if your financial plan is aligned with your personal values.

This worksheet can help you fine-tune your budget and manage short-term and long-term goals.

Volatile markets can wreak havoc on savings.

f you’re a busy professional, tax time can be a stressful time of year. If you’re also retiring or recently retired, self-employed or own a business, a commissioned salesperson, or are going through another significant life change, your taxes may have a new level of complexity that often benefits from professional support. - See more at: http://www.financialplanningforcanadians.ca/financial-planning/prepare-for-taxes#sthash.ery2aiHy.dpuf